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多家商业银行发布优化后的消费贷贴息政策执行方案,多家商业银行发布优化后的消费贷贴息政策执行方案_我的网站

一 |     

    Indonesian Ambassador to China Djauhari Oratmangun (2nd from left) and delegates launch the second phase of SnackVideo's V Start program at the fair in Beijing on August 15, 2026. Photo: Dong Feng/GTA Beijing visitor picked up a plate of rendang and a set of satay, learning about Indonesian spices, then paid the vendor by scanning a QR code. This is one of the typical user scenarios at the Embassy of the Republic of Indonesia in China as it hosted Indonesia Fair the third year in a row in Beijing on August 15. 
Indonesian Ambassador to China Djauhari Oratmangun passionately welcomed all guests, inviting them to "taste Indonesia, hear Indonesia and dance to Indonesia."
"Indonesia is blessed with extraordinary cultural diversity. At this year's Indonesia Fair, we are showcasing the cultural diversity of Eastern Indonesia, from Bali and Maluku to Papua," said Oratmangun as he opened the event.
Ambassador Oratmangun also highlighted the spirit of togetherness at this year's Indonesia Fair. "Today, we celebrate togetherness amid diversity. I hope our friends in China, particularly in Beijing, can enjoy the richness of Indonesian culture, music and products," he added.
The diplomat also highlighted bilateral economic ties. Since 2015, China and Indonesia bilateral trade has increased three times. "Chinese investment has grown 12 times. Last year [2025] alone, bilateral trade reached around $167 billion," he said. 
Indonesia recorded a surge in Chinese visitors last year, with arrivals climbing to 1.34 million throughout 2025, the highest level in the past six years, Xinhua cited data from Statistics Indonesia (BPS).
At the opening ceremony, Indonesian popular songs were played, creating a festive atmosphere for the fair. 
Visitors at the fair told the Global Times that Indonesian food carries stories of history, migration and exchanges. 
Indonesia-China cross-border QR payment cooperation has been promoted as a way to make transactions easier for travelers from both countries.
The opening ceremony also featured the announcement of the winners of Bank Indonesia's social media video campaign promoting the use of the Quick Response Code Indonesian Standard (QRIS) in China. QRIS can now be used in China following its launch in June. 
"I find the mobile payment at the booths are convenient and handy," a diner surnamed Wang told the Global Times. 
The event also featured the launch of a book on Bali by Chinese author Yen Lu, as well as the launch of the second phase of SnackVideo's V Start program, which includes capacity-building initiatives for content creators from villages across Indonesia. 
This year's Indonesia Fair featured a bazaar with around 30 booths offering Indonesian handicrafts, batik, food and beverages that have entered the Chinese market, ranging from coconut water and edible bird's nests to durian. The whole-day event hosted about 6,000 visitors.
The fair showed that diplomacy is no longer limited to conference rooms - it can happen around a dining table, and now even through a QR code.
。    　　央视网消息(新闻联播)：近日，中国工商银行、中国农业银行等多家商业银行发布公告，从8月1日起，每名借款人在同一家银行可享受的个人消费贷款和信用卡分期业务累计贴息上限由每年3000元提高到每年5000元。　　信用卡消费贴息范围由信用卡账单分期扩展到汽车分期、装修分期等专项分期，以及消费分期、预借现金分期等各类分期产品。信用卡分期贴息的比例为年化1个百分点，且最高不超过办理相应信用卡分期业务时约定的折算年化利率的50%。

二 | 　　多家银行还明确，无论是个人消费贷款还是信用卡分期贴息，都不需要单独申请，银行识别是真实、合规的消费后，就能直接享受贴息。

三 | 银行办理贴息服务不收取服务费。此外，8月1日到政策发布日之间已经办理的信用卡分期业务，可以联系银行申请补贴息。　　提高个人消费贷款财政贴息额度上限、拓宽贴息范围，可降低居民消费信贷成本，与以旧换新等促消费政策叠加共振，进一步支持广大居民消费。　　来源：央视网。

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Published on:18:05:28